Financial Management

Paish Tooth provides so much more than just an accounts preparation service which your business calls upon once a year. We like to take the time to help you fully understand the commercial health of your business and become your trusted financial partner. By assisting you in developing and implementing a robust business strategy, we can help you confidently plan for a successful future.

Management Accounts
Business & IT consultancy
Forecasting and cash flow projections
Benchmarking and KPIs
Profit improvement planning
Succession Planning
Exit strategies
Business Funding Solutions

Management accounts

If you have up-to-date, relevant and quickly-produced management accounts information, this allows you to make all the right decisions for your business.

Some of the features of our comprehensive management accounts service include: monthly or quarterly management accounts, reporting on key performance indicators, help with producing your own information, actual performance compared to budget, and costing information including break-even turnover levels.

Business & IT consultancy

If ever you feel the need to turn to someone for business support, at Paish Tooth we offer a series of monthly, quarterly or six-monthly sessions designed to help you focus on developing your business. We listen to your issues and provide constructive feedback and fresh ideas covering any or all of the following: review of management accounts, business strategy, marketing ideas, employee issues, cost saving strategies and tax saving ideas. We can also point you in the right direction if you need advice on suitable payroll software, online accounts packages, contact management software or management reporting solutions. We will produce an agreed action plan from each session to keep a review of progress.

Forecasting and Cashflow Projections

Regular profit and cash flow forecasts are vital if you are a business owner or manager, as they provide both you, and your potential finance providers, with critical information about the life of your business. We provide assistance to many businesses in Cheltenham preparing cash flow forecasts, budgets and business projections, all of which can help you run your business successfully. Find out how your business could benefit from the services from an integrated and experienced accountancy practice.

Benchmarking and KPI’s

Ever wondered how you truly rate against your competitors? We offer a benchmarking service using the latest software solution, which allows you to see how you compare in key areas such as industry averages, sales levels, growth rates, profit margins, debtor days and liquidity. We can use this information to then help you identify the areas which offer you opportunities for improvement.

Benchmarking & Profit Improvement

Profit improvement planning

Do you have a plan in place for business growth? Our business growth services include:

  • Setting goals and an action plan to get you where you want to be
  • Bench-marking against other businesses in your industry
  • Marketing strategy and performance monitoring
  • Customer service systems to help wow your customers
  • Pricing strategy
  • Lead generation systems
  • Improving the potential of your team members
  • Measuring and testing everything so that you can continually improve.

Succession Planning

Deciding how to pass on your business assets tax-efficiently can be a real challenge, particularly if it involves the next generation of your family. The Paish Tooth team have vast experience of providing succession planning services to family-run and owner-managed businesses. Here’s our advice on what makes a good succession plan and why you need one sooner rather than later.


Starting a new business is exciting, even when you already have several. But deciding what type of company you need to set-up, and how and when to form it, is much easier with expert advice. We take a special interest in start ups, and whether you just need help with the formal start-up procedures, or if you’re after more pro-active business advice to help ensure your success, we’d like to help. Our key start-up services can include: business structure planning, cash flow projections, company formation, profit improvement planning, establishing KPIs and bookkeeping.  Our New Business Start-Up Guide is a great reference tool for all the financial, tax and accounting considerations of starting a new business.

Exit strategies

Business exit planning and advice is one of our key areas of expertise, having successfully supported numerous business owners through this process over the years. After getting to know you and understanding your objectives, we then develop a strategy to help you gain the most out of your business. We help you make the right decisions including choosing the best time to sell, getting your business valued and deciding the right price, and introduce you to strategic partners as and when you need them. These are people who are experts in their field, and who will add value to the whole process.

Business Funding Solutions

2020 Finance
Paish Tooth has partnered with a funding platform called 2020 Finance to provide you with the expert financial advice and funding you may need to support your business. 2020 Finance provide support with a wide range of alternative financial products and solutions, such as business asset finance, working capital finance, peer to peer lending, property finance and unsecured business finance. They’ll be happy to provide you with a free quote for your funding requirements, or if you’d like to chat to us first about how 2020 Finance might be able to help your business then please get in touch.